After I entered the job force at 18, I had money problems for quite a number of years. I earned a decent income, but I lived paycheck to paycheck and just felt like I would never get ahead financially. One day, determined to get ahead, I decided to record every purchase I made for a month to find out just where my money was going. I learned a hard lesson that day that small purchases here and there throughout the month really add up. I committed to a much smaller budget and began stashing savings away. Then, I researched the world of investing and made a few strategic ones with some of my savings. I am now doing much better financially, and I want to help others who need it, so I am starting a blog. Come back often for money management tips and tricks explained simply!
If you are in the market for a home, you more than likely are going to need a mortgage. A home is often one of the largest expenses someone will take on. In taking on such a large debt, one of the most important things you should think about is how to reduce the amount of money you will end up paying on the mortgage. These tips will help to ensure you don't end up paying too much over the life of your loan.
Besides these tips, the best thing you can do when it comes to getting a mortgage is to make sure your credit is in tip-top shape and do your homework. Good credit and being a well-informed consumer will help put you in the best position.Share
26 July 2018